It might seem absurd to some people, the idea of financing something as simple as a smoker. This is of course if you are looking for a standard smoker. If it is your dream smoker however, you and I both know that these things can cost thousands of dollars. Sometimes, you might want to finance them with a bank loan to spread the burden out over months or even a few years. To this end, here are some options that you can consider.
When it comes to smoker loans you should stay away from the sub prime loan market. Sure, they might get you money quickly but the cost will be very high. If your credit is bad and you must use a company like that, shop around and compare rights, they will vary greatly.
Smoker Company Financed Loans
Still, some companies do offer in house financing. If you find a smoker that you like where the company has one of these programs, you might get a very good deal. They do after all have multiple incentives to make you an offer and get you approves. They will not only make money on the loan, but also the smoker itself.
To find a company that offers in house financing, simply do a search for the grill or grills that you are considering. If they offer financing, they typically have a link to their finance department at the bottom of the page. Follow the link and you will probably be able to fill out an application and get approved within minutes.
Another way to get financing on your smoker is to find any stores that sell it. Visit these store retail websites and see if they offer financing. The great thing about going this route is that many retail stores offer some great financing deals. Interest free options are not unheard of. Just use caution, if you do not pay the loan off in time, you could find all of that interest coming back on your.
One final solution is to simply take out a credit card and use it exclusively for your new grill purchase. Just like with a store card, you might be able to get some great interest free options. The good thing about regular credit cards though is that the interest is usually not charged back to you if you do not pay off the product in a certain time.
Smoker Loans In Conclusion
In conclusion, no matter which method of financing you use, be careful. You might go with a company that offers easy approval financing, like a sub prime lender, but you will pay through the nose. You can take out a credit card from the likes of Discover Cards, or you can go with a goos manufacturer finance program. Whatever you do, make sure that you can afford the smoker in question and never buy more than you need. That huge smoker is great but how often are you serving 100? Choose the right smoker for you and one that you can afford.